
The objective of Pontoon is for a Player to come as close to 21 without going over, while still having a higher total than the Dealer. Prior to receiving any cards, the Player must place a bet. Once the bet is made, the Player is dealt two cards face up. The Dealer is also dealt two cards. If the total value of the Player's cards is closer to 21 than the Dealer, the Player wins as much as was bet. The Player also wins if the Dealer goes over 21 and the Player has not busted. If the Player's total goes over 21, the Player loses the amount bet.
Bet - To place a bet, the Player must click on the chip value that they wish to bet.
Deal - Press Deal to begin the game once a bet has been placed. The Player gets two cards face up and the Dealer gets two cards face down.
Hit - Player desires another card to be dealt. The Player must have a hard total of 15 before standing.
Stand - Player desires to keep hand dealt. The game will automatically stand when the Player has a 21 with 4 cards or less or has any 5-card total. Players cannot stand with a hard total of 14 or less.
Split - If the Player's first two cards are of the same value (i.e. 7, 7, or Q, Q) they may be split into 2 separate hands by placing a second bet of equal value. In Pontoon, only 10's of equal rank (Q,Q/K,K) can be split. J,Q would not qualify for a split hand. The Player may have up to 3 hands at one time. The Player then proceeds to draw cards as usual, with these exceptions:
A Player may draw and double after splitting aces. A 2-card 21 after splitting aces counts as a pontoon.
Double - Player desires to double down their original bet. In Pontoon, the Player may Double at any time and may hit after Doubling. If a Player has doubled down and receives a total of 14 or less, the hand will automatically draw cards until the total is over 14.
Bust - Is achieved when total value of cards for either the Dealer or the Player exceeds 21. If the Player busts the bet is lost, if the Dealer busts the Player automatically wins the bet.
| Who | Hand | Description | Payout |
| Dealer | Pontoon | 2-card 21 | None |
| Player | Pontoon | 2-card 21(except with Dealer Pontoon) | 2 to 1 |
| Dealer | 5-Card | 5-card 21 or less | None |
| Player | 5-Card | 5-card 21 or less (except with Dealer 5 card hand) | 2 to 1 |
| Player | Other Winning Hands | 1-1 | |
| Dealer | Push | Tie with Player | None |
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